Looking at some recent research, I found a study that outlined that women in the EU receive 40% less in pension payments than men do. What alarmed me with this is that this is a much bigger gap than the often talked about gender pay gap, but it is the gender pay gap that isRead more
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The Irrational Investor Humans are irrational by nature – we’re afraid of mice, we play the lottery, and we perceive things to be superior if they have a higher price. For years both economic and finance theory ignored this fact and instead assumed everyone acted rationally when making financial decisions. But recently there has beenRead more
Summary A common question that comes up when setting up a new investment account for clients is which form of ownership should they adopt, (‘client type’ on some application forms). Should they use ‘tenants in common’ or ‘joint tenancy’? What people generally want to know is which option is best for their particular situation. BelowRead more
New Zealand’s very own children’s annual! The untold story of New Zealand’s space program? It all revolved around a sheep station … Who knew! Jonathan King’s 8-page comic “Docking Season” is not the only spoof in this year’s Annual 2, the companion title to Annual, published in 2016. Editors Kate De Goldi and Susan ParisRead more
Serves 8 Ingredients 250g packet pearl couscous 2 cups chicken stock 1 small red onion, finely sliced 2 purple carrots, cut into thin ribbons 2 Lebanese cucumbers, cut into ribbons 1 cup parsley leaves ½ cup mint leaves, roughly chopped 1 small pomegranate, seeds removed Dressing ½ cup olive oil 3 tbsp lemon juice Half preserved lemon,Read more
Ditch the caffeine for a 100% natural energiser. Do you rely on caffeine or energy drinks to give that extra dose of energy? If you don’t like the idea of putting additional sugar and preservatives into your body, there are thankfully several natural ways to give you that much-needed boost. One of the simplest toolsRead more
NZ has a King/Queenmaker: How does this affect portfolios? As many predicted, the provisional results of the election see Winston Peters assume the role of king (or queen) maker. It’s hard to tell exactly what he’s after in his negotiations (we’ve lost count of the number of “bottom lines” he has). He also poses nineRead more
Consider the strange story of Alex and Imogene Miller of East Orange , VT. They eked out an existence on a small farm. Alex would scrounge rusty nails from burnt buildings to repair his roof. He drove a ratty VW Beetle, and when it died, he found another even more ratty, and another…the rusting carcassesRead more
These golden, crispy Greek doughnuts will melt in your mouth. Drizzle in sticky passionfruit syrup and serve with a dollop of creamy Greek yoghurt. Serves 4 Passionfruit Syrup 1 cup honey ¼ cup caster sugar ½ cup passionfruit pulp Loukoumades 2 x 7g sachets dried yeast 1Read more
Introduction Over the years I have found that investors often confuse an investment philosophy with an investment strategy, and think they mean the same thing. I believe the terms are related but are not interchangeable. Any investor, fund manager or financial adviser needs to first define or select their investment philosophy, which will then dictateRead more